Tag Archives: Ambitions

A Case Study on Fisher & Paykel Finance

Fisher & Paykel Finance’s consumer lending application Core Risk Assessment module had reached the end-of-life. The company needed to replace the legacy system to improve scalability, maintainability, ease of configuration and enhance the customer buying experience. Solution : Using the Agile project management methodology, Datacom worked closely with the Fisher & Paykel Finance Information Services team to deliver a robust and easily maintained replacement system that manages concurrent requests. Click here to read more…

“The enhanced risk assessment system has made a huge difference to our business. Customers’ applications are now accurately processed faster in-store, making it easier for them to buy things. Our business growth ambitions are supported by the concurrent processing and assessment of multiple customer applications. We worked collaboratively together with proactive communication, regular progress reviews and timely attention to resolve issues as they arose resulting in a quality, problem free implementation.”Colin Smith – CIO, Fisher & Paykel Finance

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Case Study in MicroFinance the New Mantra of Rural Finance to Reduce Poverty

Case Study about Micro Finance the New Mantra of Rural Finance to Reduce Poverty

Introduction: The rural finance policy pursued in most developing countries beginning from 1950s was based on providing subsidized credit through state controlled or directed institutions to rural segments of population. The key problem areas visualized in rural financial markets includes- lack of credit in rural areas, absence of modern technology in agriculture, low savings capacity in rural areas and prevalence of usurious moneylenders. Emergence of micro credit in late 1970s and early 1980s in the backdrop of growing world attention on deficiencies of earlier approach in rural finance explains much of its dominant theoretical underpinnings.

Micro Finance and Poverty Relief in India: A significant amount of the underprivileged people in India is somehow able to tailor their financial resources in a way that they can realize their ambitions vis-‡-vis their houses or other plans. However with the introduction of micro finance in India, the standard of living of the poor section of the population is expected to improve. Micro finance services are designed to help the underprivileged to increase their earning, consolidate their properties and even gain a decent financial stability in life. The advantage of availing the micro finance credit over the more traditional means is the unwillingness of the later to serve the underprivileged people.

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Case Study in Project Management Workshop

Understanding project management processes and tools are relatively easier compared to the project management dynamics. To manage a real project, a PM needs to build confidence to face the complex project situations. There is a need to do things right the first time and every time in an industry that is growing at a break-neck speed. So a new PM would require some mentoring support on the job.

With the lion’s share of the management time getting spent on customer expectations management, crisis management and addressing ongoing problems such as project staffing, there is little time left for mentoring PMs on the job. While some projects fail due to this, many projects run less efficiently. It hurts the organization in terms of project margins, customer dissatisfaction, loss of repeat business, employee turnover etc. Erring PMs face career related issues that could dampens his/her ambitions to scale heights. Click here to read more…

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Case Study on Manufacturing Sector

Finance Yorkshire provides valuable financial support to the manufacturing and engineering sector across Yorkshire and the Humber. The venture capital and loan fund has the financial packages available for a variety of requirements to help businesses achieve their growth ambitions. It can also join forces with other investors to provide gap-funding for specific projects…
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Case Study on Branding, Business Ethics and Success: Gringo Ltd

Background: Gringo’s short-term aims are to clothe Mozambican youth. Its long-term ambitions are to be a socially responsible company, leading by example to inspire a new generation of young people in Mozambique through innovative education and training programs, while enhancing the existing entrepreneurial climate in the country and striving to eradicate both hunger and poverty.

Branding: The beginning for Gringo was particularly challenging. The company was founded in a country without an established manufacturing or entrepreneurial history, and where raw materials were sparse and infrastructure dilapidated. Mozambique, however, has plentiful, often untapped human resources. Gringo’s first steps were therefore crucial, and they were: to establish a firm corporate brand identity and company structure; to identify its core market; and, to begin creating and procuring products. Click here to read more…

Case Study for NIB Health Funds Limited

With ambitions to remain Australia’s fastest growing health insurer, NIB Health Funds needed to improve the quality of, and access to, business information for its 580-plus employees to improve the quality of service to members and cut downtime. Microsoft Gold Certified Partner Dimension Data conducted a pilot project using Microsoft® Office SharePoint® Server 2007 and independent analyst BearingPoint measured the results…

Situation: Australia’s fastest growing health fund, NIB has consistently built its membership with value-for-money health cover, outstanding service and motivated employees. To keep winning members, management believes NIB must deliver higher levels of customer service and minimize costs and expenses to maximize the percentage of contributions returned to fund members as benefits. NIB also wants to retain existing members, develop skilled employees and provide a workplace that is rewarding and enjoyable…
Find out more about NIB Health Funds Limited

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Case Study for Navitas

The university pathway concept was first pioneered in 1994 by Rod Jones and Peter Larsen who had a vision to help students from around the world realise their ambitions by providing them with pathways to university in Australia. This approach offers students intensive support to begin their university studies while preparing them to join a partner university’s mainstream degree program in their second year. View more on Navitas

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Case Study on SKS Microfinance IPO: What Went Wrong?

Microfinance, a flourishing sector in India, was witnessing phenomenal success in terms of expansion as well as profitability in the latter half of the first decade of the 2000s. The industry leader in this market, SKS Microfinance, with its mission to serve 50 million Indian households and a vision to eradicate poverty from the country, ,came up in July 2010 with the very first Initial Public Offering (IPO) for its equity shares to raise funds and thus fulfill its ambitions to grow at a rapid pace.

Microfinance IPO

The IPO, the first by any company in the microfinance sector in India, was a huge success. However, critics opined that for a Microfinance Institution (MFI) to take the profit driven capital market route to grow quick and big would lead to compromising on the basic principles under which an MFI is expected to provide funds to the poor. Click here to read more…

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Case Study for DLF India Leading Real Estate Company in Trouble

This case study is about India’s largest real estate company DLF Limited’s (DLF) struggle in the stressed market conditions due to the global financial crises which started in the year 2007. The company which created India’s biggest IPO in history, raising more than US$ 2 billion, was counting on the continued growth of realty sector in the country.

DLF Case Study

However, the depressed economic situation coupled with credit crunch led to a significant decline in the demand and property prices. While the company had ambitions plans to launch several properties ranging from Special Economic Zones (SEZs), large townships, hotels, and convocation centers, the market conditions took its toll on the business. These factors disturbed the cash flow cycle of DLF, making it difficult for it to repay its debt on time. The debt to equity ratio of the company increased to all time of high of 0.7 in June, 2010, with inadequate debt paying capacity. In light of these factors, DLF had to exit from many of its projects either before, or even in middle of starting the operations. The company devised several strategies overcome the prevailing situation. By the mid-2010, DLF had a much leaner business structure, but it still facing various challenges in bringing its business back into shape. Click here to read more…

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